St. Albans, Vermont. Franklin County Bank. July 10, 1864. $20. PCGS Currency Very Fine 35. (VT-215 G20a). Coulter 34. Plate A. July 10, 1864. ABNC. New York. Train in oval frame at left. Woman kneeling with globe, scroll and frame at center. Side-wheel ship in oval frame at right. "20" die counters in all four corners. Large red TWENTY protector centered. PCGS notes Minor Mounting remnants on back, minor stains. A scarce $20 from this St. Albans issuer that is fully signed and dated but missing the serial number.